The Moxie Experience with Dr. Marie Cosgrove

The Give A Heck Mission

Our mission is dedicated to empowering individuals to live with intention & purpose. Through financial education and self-development resources, we transform challenges into stepping stones for a more fulfilling life. Dwight’s mission is to help you live life on purpose & not by accident.

Financial Services

Give a Heck About Financial Education

Our mission is to empower you with financial education so that you can live a more purposeful life. At Give A Heck Financial, we educate and teach you how to live life on purpose, not by accident.

First and foremost, we care about your financial education. We offer free financial education to empower you with the knowledge you need to find financial freedom and meet your goals. During your financial education sessions, we’ll go over the products that align best with your financial goals. 

Latest Blog Posts


88% of People Fail at Retirement: Here’s How to Join the 12%

by | Jan 5, 2026 | Uncategorized | 0 Comments

Are you living paycheck to paycheck, wondering if you'll ever escape the cycle of financial stress? The harsh reality is that most people are sleepwalking into...

7 Pillars to Align Your Life: Beyond Financial Success

by | Dec 6, 2025 | Uncategorized | 0 Comments

7 Pillars to Align Your Life: Beyond Financial Success By Dwight Heck Are you living life on purpose or simply going through the motions? As a financial coach and...

Why Your “Lines in the Sand” Keep You Broke!

by | Nov 19, 2025 | Uncategorized | 0 Comments

Have you ever caught yourself saying, "I'm just not good with money" or "I'll never forgive them"? These aren't just casual thoughts - they're lines drawn in the sand...

🏠 The Essential Homebuying Guide for Canadians

by | Jul 14, 2025 | Uncategorized | 0 Comments

🏠 The Essential Homebuying Guide for Canadians By Give A Heck Financial Helping people live life on purpose and not by accident for 22 years Why First-Time Buyers Need...

How I Stopped Living Paycheck to Paycheck and Started Living on Purpose

How I Stopped Living Paycheck to Paycheck and Started Living on Purpose

by | Jun 23, 2025 | Uncategorized | 0 Comments

💥 How I Stopped Living Paycheck to Paycheck and Started Living on Purpose For years, I lived like so many others—on autopilot. Wake up. Go to work. Get paid. Repeat. I...

Breaking Free How Financial Stress Fuels Addiction (and What to Do)

Breaking Free: How Financial Stress Fuels Addiction (and What to Do)

by | May 30, 2025 | Uncategorized | 0 Comments

  Financial stress can be a silent killer, gnawing at our peace of mind and pushing us towards unhealthy coping mechanisms. As a financial coach and mindset mentor,...

The RRSP Dilemma: Why Banks Promote It Over Better Alternatives

The RRSP Dilemma: Why Banks Promote It Over Better Alternatives

by | May 24, 2025 | Uncategorized | 0 Comments

Understanding RRSPs: What Are They and How Do They Work? Registered Retirement Savings Plans (RRSPs) are tax-advantaged investment accounts designed to help Canadians...

Combining Elements for a Fulfilling Life

Life is a Buffet: Choose What You Like and Leave the Rest Understanding the Buffet Metaphor in Life

by | Apr 30, 2025 | Uncategorized | 0 Comments

The metaphor of life as a buffet encapsulates the diverse array of experiences, opportunities, and choices that individuals encounter throughout their journeys. Just as...

The Importance of Paying Yourself First for Financial Stability

The Importance of Paying Yourself First for Financial Stability

by | Apr 9, 2025 | Uncategorized | 0 Comments

Understanding the Concept of Paying Yourself First Paying yourself first is a fundamental principle in personal finance that emphasizes the importance of prioritizing...


The Book

Give a Heck

There are things that matter deeply in this life; being kind, family, and living a life that is “on purpose.” Too often, our desire to achieve what we think is success, we leave behind what matters most. This book is a guide to daily living that will lead you to your greatest potential without sacrificing your integrity or stepping over people to do it.

Tune in to the Podcast

Give a Heck Podcast

How Scott Curry Went from Homeless to Financial Freedom

Jan 6, 2026

🎙 The Science of Home Design Why Your Space Determines Your Happiness and Productivity with Talor Stewart

Dec 30, 2025

🎙️ Beyond Saving: Life Insurance & Wealth Building for Financial Freedom

Dec 23, 2025

🎙️ Breaking the Paycheck to Paycheck Cycle — The Simple Road toward Financial Freedom with Steve Short and Mark Schlipman

Dec 16, 2025

🎙️ The 91 Percent Retirement Crisis: Financial Independence & Retirement Planning with Dwight Heck

Dec 9, 2025

🎙️ Broadway Star and Author Troy Horne on Mindset Mastery, Resilience and Family Legacy

Dec 2, 2025

Speaking Engagements

Give a Heck About Living a Purposeful Life

In the last 21 years, I have lived a life like many, by accident, going to work, going home, getting paid, repeat; living on a proverbial hamster wheel. I can tell you through coaching and mentorship, I learned that living a life on purpose is less stressful and ensures I am happy more days than not.

My goal is to convey to your audience the importance of being intentional about living today, planning for your future, and creating a legacy along the way.” The end result is that they can learn “How To Live Life On Purpose, & Not By Accident”.

Watch Dwight Speak