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88% of People Fail at Retirement: Here’s How to Join the 12%

88% of People Fail at Retirement: Here’s How to Join the 12%

by drheck@shaw.ca | Jan 5, 2026 | Uncategorized

Are you living paycheck to paycheck, wondering if you’ll ever escape the cycle of financial stress? The harsh reality is that most people are sleepwalking into retirement poverty. But here’s the truth: you can break free from survival mode by rewiring your...
7 Pillars to Align Your Life: Beyond Financial Success

7 Pillars to Align Your Life: Beyond Financial Success

by drheck@shaw.ca | Dec 6, 2025 | Uncategorized

7 Pillars to Align Your Life: Beyond Financial Success By Dwight Heck Are you living life on purpose or simply going through the motions? As a financial coach and mindset mentor, I’ve seen firsthand how intentional living can transform every aspect of your life...
Why Your “Lines in the Sand” Keep You Broke!

Why Your “Lines in the Sand” Keep You Broke!

by drheck@shaw.ca | Nov 19, 2025 | Uncategorized

Have you ever caught yourself saying, “I’m just not good with money” or “I’ll never forgive them”? These aren’t just casual thoughts – they’re lines drawn in the sand that keep you trapped in limiting beliefs....
🏠 The Essential Homebuying Guide for Canadians

🏠 The Essential Homebuying Guide for Canadians

by drheck@shaw.ca | Jul 14, 2025 | Uncategorized

🏠 The Essential Homebuying Guide for Canadians By Give A Heck Financial Helping people live life on purpose and not by accident for 22 years Why First-Time Buyers Need More Than Just a Mortgage Calculator Buying your first home in Canada used to feel simple. You saved...
Beyond Quickbooks Take Control of Your Finances – Discover the Best Budgeting Apps of 2023

Beyond Quickbooks Take Control of Your Finances – Discover the Best Budgeting Apps of 2023

by drheck@shaw.ca | Feb 22, 2024 | Uncategorized

Empower Your Financial Journey with the Right Tools In the digital age, managing your finances has never been easier. With a plethora of budgeting apps available, you can now take control of your financial health right from your smartphone. But with so many options,...
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Recent Posts

  • 88% of People Fail at Retirement: Here’s How to Join the 12%
  • 7 Pillars to Align Your Life: Beyond Financial Success
  • Why Your “Lines in the Sand” Keep You Broke!
  • 🏠 The Essential Homebuying Guide for Canadians
  • How I Stopped Living Paycheck to Paycheck and Started Living on Purpose

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| Best-Selling Author | Podcaster | Lifestyle & Finance Coach | Entrepreneur | Speaker
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The money you hand over without a conversation kee The money you hand over without a conversation keeps them small. Most people running on autopilot have never stopped long enoughto ask themselves one question out loud. What do I actually want my life to look like? Not what guilt tells them to do.Not what their kids are asking for.Not what their ageing parents expect. What do they actually want? Because there is a version of helping that grows people up.And there is a version that keeps them small. And if you have never stopped to ask whether you have hadthe hard conversations with your parents... Do they have a will?Do they have a power of attorney in place? You are not living on purpose.You are living by accident. 🎙️ The full conversation is on Give A Heck Podcast👇 Check the comments to listen or to find out how to be a guest on the show #GiveAHeck #PurposefulLife #PodMatch #RetirementPlanning #SandwichGeneration
A dollar you do not invest in your forties is not A dollar you do not invest in your forties is not a dollar you lose. The gap by retirement is far larger than most people ever want to calculate. Parents in the sandwich generation redirect money toward their kids.They skip their own contributions.Year or years. And they tell themselves they will catch up later. But there is no catching up when it comes to compounding. The money you pause saving to fund somebody else's life is the most expensive money you will ever not spend on yourself. This is the one that breaks my heart most when I am working through my clients' challenges. 🎙️ The full conversation on the Canadian Sandwich Generation is on Give A Heck Podcast👇 Check the comments to listen or to find out how to be a guest on the show #GiveAHeck #PurposefulLife #PodMatch #RetirementPlanning #SandwichGeneration
Most Canadians do not retire on their chosen date. Most Canadians do not retire on their chosen date. They retire on a date that gets chosen for them. You tell yourself you will just work a few more years. That is the plan. Until your body decides otherwise.Until your employer decides otherwise.Until your spouse's health decides otherwise. And if you have been counting on working until 68 or 70... And you get pushed out at 62... The gap between what you have and what you needcan be devastating. This is the conversation nobody is having at your kitchen table.But it needs to happen. 🎙️ This is Reel 1 from my episode on the Canadian Sandwich Generation👇 Check the comments to listen to the full episode or to be a guest on the show #GiveAHeck #PurposefulLife #PodMatch #CanadianRetirement #SandwichGeneration
Triumph 2026 Rogers Place. Epic time listening to Triumph 2026 Rogers Place.Epic time listening to a band I have always wanted to see my whole life.Norm Walter and I had a blast.Two original members of the 3 in the band along with some complementary players, made the show magical and memorable.Triumph#TriumphTheBand #giveaheck #blessedbygod #RockLegends #purposefullife
She was teaching others how to honour their needs. She was teaching others how to honour their needs. While completely ignoring her own. Sira Laurel spent 15 years in senior leadership. She built cultures. She coached teams. She helped people thrive. And the whole time... She was masking. Hiding her neurodivergent, highly sensitive wiringbecause the organizations she worked in demanded it. The result was burnout so deep that she could not ignore what she had been doing to herself. But here is what she says now. That crisis was not a failure. It was the moment she transformed into the leader she was always meant to be. 🎙️ Sira shares more of her journey on the Give A Heck Podcast👇 Check the comments to listen, or to find out how to be a guest on the show #GiveAHeck #PurposefulLife #PodMatch #LeadershipBurnout #NeurodivergentLeadership
Triumph concert with Norm. #giveaheck #concert #l Triumph concert with Norm.#giveaheck #concert #livemusic #liveband #triumph
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